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FHA Loans for First Time Homebuyers

FHA loans provide the opportunity to enter the real estate market if you have limited funds for a down payment or need flexible options to qualify for a home. Our goal is to help you realize the possibility of homeownership, even if you’re starting small. You still can achieve your goals and we’ll be there to make sure you do! Don’t let a lack of a large down payment or a lower credit score dissuade you from owning your own home. Contact us to find out how an FHA loan can work for you.

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FHA Loan Benefits

  • Lower Down Payment Requirements 3.5%
  • UPMIP Financed
  • Up to 6% Seller Contribution
  • 100% Gift Funds Allowed
  • Minimum FICO Score 580-620 With Debt To Income Limits

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Dreams Do Come True


"Kari gets the job done quickly, confidently and thoroughly. The entire team she has assembled are equally as strong. Another lender left me hanging for 12 days with only e-mails, no phone calls. Kari had my loan figured out with 2 phone calls in 5 hours. That speaks to Kari’s passion for what she does."

Happy Homebuyer - Gretchen


"My husband & I received Kari Abt's information as a recommendation from our realtor. We had previously used Rocket Mortgage and found that they pre-approved us initially but then the deal fell through - after we had already made an offer on a house. Our realtor said that if there was anyone who could make this dream of a new home happen, it would be Kari.

Happy Homebuyers - Adrianne


"The expertise of this team was evident from our first conversation with them. The team functioned seamlessly in that a conversation had with one was picked up by another with no missed information. We learned so much about my husband's VA benefits as well and will certainly use them in the future and will recommend them to friends who have also served. Thank you all so much!"

Happy Veteran - Elissa


"Kari, Jamie, Michelle and the team worked hard for us to make sure our loan closed. We had a buyer walk a week before the first closing and then 2 more walk after the coronavirus outbreak but they stuck with us through it all to our final closing. Anytime I had a question, they got me an answer. We will definitely use them again"

Happy Homebuyer - Douglas

Getting Started Is Easy.

Get pre-approved for a mortgage or to refinance today. You are one step closer to owning your home!

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