Loans

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WHAT IS MORTGAGE FORBEARANCE?

Covid-19 has left many Americans struggling. Whether you have had your hours cut, lost your job or are having cash flow issues with your business, it can be a tough time to pay your mortgage.

Due to a recent bill that allows borrowers with a federally backed mortgage loan the ability to request loan forbearance, many homeowners are considering this as an option. Yet, before you request forbearance, it...

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REASONS FOR A REFINANCE

As a homeowner, you might hear the term “Refinance” thrown around often. Depending on your financial situation, the current mortgage market and what your future goals are refinancing might make sense.

What exactly is a refinance?

A mortgage refinance is when you replace your old mortgage loan with a new one. Your new mortgage will pay off the remaining debt and put you in a new mortgage with different...

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WHAT DETERMINES YOUR INTEREST RATE?

Buying a home is one of the most important financial decisions you will ever make. Not only is it the most expensive, but it is highly likely you will need to apply for a loan that will take the next 15 to 30 years to pay off.

One of the most important factors when you are looking for a home loan, is the interest rate the loan will have. It is important to note, not all interest rates are...

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